Whether it’s the bespoke kitchen of your dreams, or even a new look with a splash of paint, or perhaps you want to ensure that your home is future proofed with the addition of energy efficient insulation or the latest solar panel technology, Walter Power, customer service and loans manager and the staff at Skibbereen Credit Union are ready to help you with a Home Improvement Loan.
‘Firstly, you don’t need to have a savings record with the credit union,’ Walter said.
‘Loan approval is all about your ability to repay. If you live or work in the Skibbereen or Bandon areas, can supply valid ID and proof of income then you can apply for a home improvement loan at the credit union.’
No job to small
‘If you’re planning an attic conversion, or an upgrade to your family bathroom perhaps we can supply you with the funds you need to get started. Added to this the knowledge that the team at the Skibbereen and Bandon Credit Union are also extremely proactive when it comes to providing the members, and the local community, with modern, new and innovative services that provide a trustworthy financial alternative.’
These days making your home as energy efficient as possible will not only ensure that you have a warm house for the future, an energy efficient home will save you money and increase the value of your property.
‘You can apply for up to €50,000 unsecured but you can borrow up to €100,000. Everything is down to your capacity to pay, you’ll get quick approval, immediate access to your loan and you’ll get free life cover as well,’ Walter notes.
‘With government grants available for insulation or for the addition of solar heating and power, there has never been a better time to make your home more environmentally friendly and with a Skibbereen and Bandon Credit Union Home Improvement Loan we can help you with a bridging loan to get the job done,’ Walter said.
Apply over the phone
You can even apply over the phone with the help of our Members Service Centre. You can now make your application by phone where the team can talk you through the loan application process and then all you have to do is call in and sign the paperwork when your loan is approved.
‘Remember our home improvement loans also come with a flexibility unheard of with other financial institution,’ Walter said.
‘We are first and foremost an integral part of your community and we will always do our best for anyone who applies.’