The first two months of the year are when many people turn their thoughts towards buying a car, and Bantry Credit Union is there to help with their discounted car-loan rate of 7% (down from the usual 9% rate).

This rate is available during peak months, alongside their "Greenify Transport" rate of 5.5% for Electric Vehicles (EV), which is available at all times of the year.

The interest rate reduction, which also applies during the peak car-purchasing month of July, provides a significant boost for members looking to upgrade their vehicles.

Why Choose a Credit Union for Car Finance?

Lending and Business Development Manager Peadar Noonan points out that while the interest rates are keen, they aren't the only reason people choose Bantry CU.

He highlights five key advantages to credit union car finance:

Ownership from the start

No hidden fees or balloon payments

Flexibility in relation to loan repayments

No mileage or condition restrictions

Loan protection insurance

Having worked for decades with commercial banks, Peadar notes that because every member is a part-owner, the Credit Union offers a level of care and culture that is unique to the institution.

Going Green

The 5.5% "Greenify Transport" rate is a permanent fixture for the future. This special rate applies not only to fully electric cars but also to:

Plug-in Hybrid cars

EV charging stations

Local Personal Service

Loans Officer Katrina Lynch encourages members to reach out to the team directly. "At Bantry Credit Union, our mantra is, 'Keep it simple, keep it local, keep it personal'," she says.

CEO Finbarr O’Shea adds, "It is our pleasure to serve our members each and every day. If we can help you in any way today, please phone us, email us, or better still, pop into our Bantry or Castletownbere office".

Contact Information:

Phone: (027) 50535

Email: [email protected]

Offices: Bantry or Castletownbere