IS it time for that extension you’ve always wanted, or perhaps the nest is now empty, and you’re looking to downsize to a small, more manageable home? Then now’s the time to talk to the Skibbereen and Bandon Credit Union.
With loans of up to €100,000, over 20 years, available for extensions or for the purchase of smaller homes the team at the Credit Union is ready to advise and help you get started.
‘Across the country, more than 100 Credit Unions are offering mortgages to members who want a financial lender they can trust,’ lending manager at the Bandon branch, Gavin Kiely said.
‘If you’ve outgrown your home but don’t want to move we can help with extensions loans so that you can increase the size of your home and add value at the same time.’
At the Skibbereen and Bandon Credit Union, you can apply for housing loans, house purchases, renovations or extensions for sums up to €100,000 over 20 years at a rate that works for you.
‘You don’t need to have a savings record with our Credit Union, loan approval is all about your ability to repay,’ Walter Power, customer service and loans manager at the Skibbereen branch said. ‘If you live or work in the Skibbereen or Bandon areas, can supply valid ID and proof of income, then you can apply for a home loan at the Credit Union.’
Applying for a mortgage at the Skibbereen and Bandon Credit Union allows you to feel secure in the knowledge that your Credit Union, unlike many other financial institutions, has an unheard-of flexibility when it comes to supporting their members.
‘There is a common misconception that you can only apply for small loans, for a car, a holiday or perhaps some home improvements,’ Gavin said. ‘You can, in fact, apply for all those loans and lots more, even house loans up to €100,000. And remember each Credit Union not only sets its own interest rate, at a local level, we also excel at the looking after our members because we are part of the same community.’
The team at the Skibbereen and Bandon Credit Union are also extremely proactive when it comes to providing the members, and the local community, with current, new and innovative services that provide a trustworthy financial alternative and this new mortgage package is just another example of this service to the local community of members.
‘You can borrow up to €100,000, security required for loans over €50,000. Everything is down to your capacity to pay, you’ll get quick approval, immediate access to your loan and you’ll get free life cover as well,’ Walter said.
‘Drop in to see what we can do for you if you are planning to extend your home or if you are looking to buy perhaps your first starter home. Of course, you can also give the Members Service Centre a call, you won’t spend your time listening to an automated reply or pressing endless numbers while you wait to speak to a person.
For more information, call 028 21883 or visit www.skibbereencu.ie